Health care reform part 5 - More Miscellaneous

These are more random thoughts on health care reform

Eliminate COBRA - This coverage is expensive - often too expensive for people laid off. Also, the only options for the individual are the coverage options that the group selected for its employees. These options may not be appropriate for that individual. If an active individual market is created then the individual does not need COBRA. Also, COBRA drives up costs for groups because the majority of people who pay for COBRA coverage are those who need benefits. The medical claims incurred by the COBRA beneficiary impact negatively on the group's rates.
I'll add more here as I think of them

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The Biden Administration blew it on Covid

It's about a year now since Joe Biden was sworn in as President and we can see the Biden Administration has handled the Coronavirus situation horribly. The Administration had a fantastic opportunity to declare victory early in 2021 and put this behind us. But they chose not to do that. The Biden Administration dropped the ball on pursuing the things America needs to put Covid in the rear view mirror while offering a message of fear and dictatorial mandates, and wedding themselves to a bureaucrat who declared that he is the science. The result was more Covid 19 deaths in 2021 than in 2020, strong disagreement and a loss of public confidence in the measures promoted by the Biden Administration, none of which is good for America. But it didn't have to be this way. The Biden Administration took office with three different vaccines available to issue to the public and almost 1 million people getting the jab every day. Shortly after taking office, Congress passed a Covid relie

Republicans shouldn't get cocky

Is there anyone who doesn't think the Republicans will retake control of both the U.S. House and Senate this year? Probably not - and that's the problem. All the polls we see are generic. They are asking questions about how people feel about the parties. The pollsters are asking would a generic Republican defeat a generic Democrat. Other polls are gauging people's feelings toward President Biden. Every indication is the Republicans will win big in both Houses of Congress. What could go wrong? Elections are not generic. Incumbents are not easy to unseat. Furthermore, elections involve Candidate A running against Candidate B in specific districts on specific issues. Candidates and parties also need money to run campaigns. Republicans can be facing an uphill fight on some or all of these points. Take incumbency - in Georgia a recent poll showed Herschel Walker running only a couple of points ahead of Democrat incumbent Senator Raphael Warnock. These poll results a

Inflation stays until Biden and the Democrats go

We won't put inflation behind us as long as Joe Biden is President and Democrats control one or both Houses of Congress. There was going to be some level of inflation after the shutdowns of 2020, but the policies adopted by the Biden Administration and the spending bills passed by the Democrat Congress have elevated inflation to levels they have not been at in many years. As long as Joe Biden is in the White House or Democrats control one House of Congress they will be able to prevent undoing the policies that have put us where we are. Starting on day one, the Biden Administration began adopting policies that fueled the growth of inflation. Despite it being obvious for months that inflation was running hotter than expected the Biden Administration was in denial, saying inflation was transitory. Supply chain issues were initially caused by other factors but the Biden Administration has talked about addressing this but none of their policies have been successful. On the other

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