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Health care reform part 5 - More Miscellaneous

These are more random thoughts on health care reform Eliminate COBRA - This coverage is expensive - often too expensive for people laid off. Also, the only options for the individual are the coverage options that the group selected for its employees. These options may not be appropriate for that individual. If an active individual market is created then the individual does not need COBRA. Also, COBRA drives up costs for groups because the majority of people who pay for COBRA coverage are those who need benefits. The medical claims incurred by the COBRA beneficiary impact negatively on the group's rates. I'll add more here as I think of them

Health care reform Part 4 - Miscellaneous 1

So I've listed what the problems are - cost, quality, extending coverage - and addressed each. There are still some random items I'd like to talk about and I'll do that here. Can the health care system handle 47 million new customers? The following story says no: http://news.yahoo.com/s/hsn/20090807/hl_hsn/expandinghealthcoveragemaynotimproveaccess The story says that our health care infrastructure - the number of doctors and hospitals - would be swamped if 47 million new customers entered the market. The experience in Massachusetts, where the state made health care universal confirms this to be true. You cannot just walk into an office and see a doctor in Massachusetts, you have to schedule a visit far in advance. Traditional means by which Government controls costs will make this worse - Okay, Massachusetts has a shortage of physicians and rising costs. So what does Massachusetts do? They talk about lowering how much they will pay doctors. So if you are a doctor...

Health care reform part 3 - Government Health plan

In previous posts, I have defined what I think the problems are - cost, quality, coverage. I have discussed what I think can and is being done about it. Now, I'll talk about the so-called Government health plan and, equally important, the health insurance exchange and why I think these are a bad idea. The Government Plan is a precursor to a government take over of the health care industry - at least the financing of it -- One night, there was a clip of President Obama denying this. The President said "No one is talking about a government takeover of health care." The very next film clip was of U.S. Representative Barney Frank saying that he supports the Government Plan idea because he wants to use it to push for a single payer system. So President Obama is misinformed, someone IS talking about a government takeover of health care (at least health care financing) and that someone is a very powerful member of his own party. And I think there are many others besides R...