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Showing posts with the label pre-existing condition

Repealing Obamacare = loss of coverage for sick people? Not true

I don't care whether you like or hate the Affordable Care Act also known as Obamacare.  Let's dispel some misinformation. Will repealing Obamacare will cause all people with pre-existing conditions to lose coverage or being barred from coverage by insurers?  NO.  It's flat out not true.  Anyone who says it will result in loss of coverage due to a pre-existing condition is either ill informed or a liar.  I'll let you decide how to categorize the Democrat United States Senators making such statements at the hearings to consider the nomination of Judge Amy Coney Barrett. Why do I say that?  Answer: HIPAA  HIPAA means the Health Insurance Portability and Accountability Act.  It was sponsored by Senator Ted Kennedy and Senator Nancy Kassebaum and signed into law by President Bill Clinton in 1996.  HIPAA is mostly known today because TV cop shows constantly show police thwarted from getting key evidence because HIPAA prevents doctors from releasing...

Obamacare repeal means return of pre-existing condition exclusions? WRONG!

I've been reading how the repeal of Obamacare will result in millions of Americans with pre-existing conditions being denied health insurance. Horse manure.  Obamacare* is not the very first law passed in the United States to address this problem.  Those other laws remain in effect when Obamacare is repealed and under those laws people with pre-existing conditions can get coverage and do not face higher rates.  Opinion writers, news stories, and the studies they cite, notwithstanding. For an example of what is being said - go to HuffingtonPost.com and search Obamacare and you'll see story after story about the possibility of a Federal Appeals Court overturning the law.  The big concern expressed - the possibility of millions of Americans being denied health insurance because of pre-existing conditions.  Here is one such quote: "More than 50 million Americans have something in their medical histories that could disqualify them from health insurance absent t...