Ken's Comments

These are more random thoughts on health care reform Eliminate COBRA - This coverage is expensive - often too expensive for people laid off. Also, the only options for the individual are the coverage options that the group selected for its employees. These options may not be appropriate for that individual. If an active individual market is created then the individual does not need COBRA. Also, COBRA drives up costs for groups because the majority of people who pay for COBRA coverage are those who need benefits. The medical claims incurred by the COBRA beneficiary impact negatively on the group's rates. I'll add more here as I think of them

So I've listed what the problems are - cost, quality, extending coverage - and addressed each. There are still some random items I'd like to talk about and I'll do that here. Can the health care system handle 47 million new customers? The following story says no: http://news.yahoo.com/s/hsn/20090807/hl_hsn/expandinghealthcoveragemaynotimproveaccess The story says that our health care infrastructure - the number of doctors and hospitals - would be swamped if 47 million new customers entered the market. The experience in Massachusetts, where the state made health care universal confirms this to be true. You cannot just walk into an office and see a doctor in Massachusetts, you have to schedule a visit far in advance. Traditional means by which Government controls costs will make this worse - Okay, Massachusetts has a shortage of physicians and rising costs. So what does Massachusetts do? They talk about lowering how much they will pay doctors. So if you are a doctor...

In previous posts, I have defined what I think the problems are - cost, quality, coverage. I have discussed what I think can and is being done about it. Now, I'll talk about the so-called Government health plan and, equally important, the health insurance exchange and why I think these are a bad idea. The Government Plan is a precursor to a government take over of the health care industry - at least the financing of it -- One night, there was a clip of President Obama denying this. The President said "No one is talking about a government takeover of health care." The very next film clip was of U.S. Representative Barney Frank saying that he supports the Government Plan idea because he wants to use it to push for a single payer system. So President Obama is misinformed, someone IS talking about a government takeover of health care (at least health care financing) and that someone is a very powerful member of his own party. And I think there are many others besides R...

In Part 1, I said there are three problems - cost, quality, and extending coverage to 47 million people. I then went on to talk about the coverage problem. Now to discuss the cost and quality issues. Quality - studies show that medical care in this country can be of poor quality. Hundreds of thousands die each year from mistakes. Others suffer prolonged illnesses due to poor quality care. This creates human misery and also contributes substantially to higher costs. A number of things that need to be done, have been done or are started Reporting medical errors - the federal government set up a process for hospitals to self-report medical errors. Many states have done the same thing. Promote e-prescribing - Medicare has done this and many providers are using it. E-prescribing means sending a prescription from a doctor to the pharmacy electronically. When this is done, medical management systems can review a person's prescription history and help identify when a prescription ...

This is the first in a series of articles on health care reform. I am trying to address this in a logical fashion not the attack mode that both sides seem to be taking in DC. What are the problems that need to be solved: Cost - The overall costs of healthcare are too high. There is a difference between the cost of healthcare and the cost of health insurance. There are also relationships between the two: the cost of healthcare drives the cost of insurance higher, the way insurance works drives healthcare costs higher. Quality - Studies show that hundreds of thousands of people die each year and many more suffer prolonged illness due due to poor care. Poor care that results in added treatment also drives up the cost of healthcare. Provide coverage to those who are uninsured - This is not the same as increasing benefits. We have 47 million people (according to reports) who have no benefits. We should find a way to enable them to get coverage. 2. Providing coverage to those who are ...